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What Is Xrp?

Learn More XRP

Fast and green, the digital asset XRP was built to be the most practical cryptocurrency for applications across the financial services space.

XRP powers innovative technology transforming the global financial services space

Companies, institutions, developers and individuals around the world use XRP and the blockchain on which it runs, the XRP Ledger (XRPL), because of its extraordinary utility.

Financial Institutions

Use XRP to bridge two currencies to facilitate faster, more affordable cross-border transactions around the world.


Use XRP as a more accessible alternative to traditional banking and to move different currencies around the world.


Use the XRP Ledger’s strong open-source foundation to build powerful applications without hurting the environment.

This open-source, permissionless and decentralized technology is carbon-neutral and fast—settling transactions in 3-5 seconds.


Transactions settle on the XRP Ledger in 3-5 seconds.


XRP transaction fees cost $0.0002 per transaction on average.


The XRP Ledger can consistently handle 1,500 transactions per second, 24×7.


There have been 70M closed ledgers since 2012.


The XRP Ledger is 61,000x more energy-efficient than proof-of-work blockchains.


The XRP Ledger is decentralized, run by a global network of 150+ validators.

Instant cross-border payment settlement

By using XRP for cross-border payments, institutions can bridge currencies and ensure payments are sent and received in local currency on either side of a transaction in as little as 3 seconds.

Sustainable central bank digital currencies

Using a private version of the public, open-source XRP Ledger, Central Banks can use a secure, controlled and flexible solution for the issuance and management of digital currencies.

Powerful utility for developers

The team at Ripple focused on building XRPL tools, services and other resources—team RippleX—partner with the global XRPL developer community to build the greenest infrastructure for blockchain applications and innovations.